Finance > Insurance > Home InsuranceShopping for a Holiday Home in the Sun
Posted by nick_niesen in Finance on November 8th Cheap Buddy Hield Jersey , 2010


At this time of the year when the days are short and the skies are grey, focus tends to shift towards the glorious summer months when we can escape the daily commuter grind and the realities of the 9 聳 5 and take a couple of weeks out to lie on a sun drenched beach somewhere.


But why take just two weeks away when you could own a holiday home in the sun, vacation in it whenever you wanted to and even let it out for an earnings supplementing rental income?


If you聮re one of the increasing numbers of people considering buying real estate for investment purposes, why not combine your investment with pleasure and buy a holiday home abroad?


Buying real estate overseas needn聮t be a complicated or stressful experience; with this ten step guide to buying property abroad you聮ll find the whole process a breeze - and you聮ll be lying next to your very own swimming pool soaking up the summer sunshine before you know it.


1)Country 聳 you may already have had your perfect holiday overseas and know exactly where you聮d ideally like to own a holiday home in the sun, if on the other hand you聮re still undecided about which country to buy a second home in you should factor at least the following considerations into your country based research to determine which nation ideally suites your requirements: - weather Cheap DeMarcus Cousins Jersey , property prices, accessibility, stability and things to do.


2)Location 聳 having decided on a country the next challenge is to find the most suitable area of the country to target for your holiday home search. Think about whether you want to be close to the coast, inland, in a city Cheap Chris Webber Jersey , away from the crowds, in the thick of it or on a desert island.


3)Property Type 聳 apartment, detached villa, bungalow or rural retreat 聳 which property type suits you and also, if you聮re thinking about renting out your holiday home in the sun Cheap Sacramento Kings Hats , which type of property will be easiest to let?


4)Budget 聳 how much money have you got available to you, how much money will be required in fees and taxes when buying overseas? Think carefully about how much of your budget you can allocate to buying a property and then stick to that figure, do not be tempted to over extend yourself as this could get you into difficulties and even prevent you from having the funds available to travel and holiday in your brand new property.


5)Assistance 聳 because you聮re buying in a foreign country you may encounter language barriers, different legal systems and a whole new buying process therefore it is wise to employ the services of a real estate agent and essential to secure the services of a lawyer who can guide and protect you throughout the purchase process.


6)Management 聳 whether you intend to let out your holiday home or not you will probably require the services of a good management company to make sure your pool is clean, your roof never leaks and no one tries to break into your home. Take recommendations locally from other people who have their second homes looked after by a third party and don聮t be afraid to ask a property management company for references.


7)Income 聳 if you聮ll be letting out your home in the sun for an income find out about any taxation you will be liable for on that income and also about any deductions you can take from your liability to reduce your overall taxation burden.


8)Investment 聳 if you聮re interested in holding property overseas for investment purposes look into the buoyancy of a market and ensure that the real estate market is capable of sustaining an investment property 聳 some overseas real estate markets are stagnant and difficult to realize a capital gain from.


9)Insurance 聳 because your property will either be vacant for long periods of time or occupied by people unknown to you it will be important to have insurances in place for the building and the contents.


10)Enjoyment 聳 and last but not least Cheap Sacramento Kings Hoodies , once you聮ve secured your holiday home in the sun save as much money as possible so that you can enjoy your home as often as possible and for as long as possible! After all, you deserve the time away from work.


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