Choosing a Business Credit Card - Comparing Business Credit Card Applications Posted by nick_niesen on October 29th Stephen Johns Jersey , 2010
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn't your business deserve better?
A smart business compares available credit card offers to find the card that best suits them. Just because you have a bank account just down the street, it doesn't mean you're stuck choosing from their credit cards. Check what the other banks have to offer.
First you should decide what is important to your business. Do you just want the lowest interest or do you want the best rewards? Analyze your credit card use to see what saves you the most money. Look at factors such as:
monthly credit card spending totalsaverage running balancepayment habitswhere you spend the most
Those factors and more will determine which credit card type is right for your business:
Low Interest Business Credit Cards
If you keep a running balance on your credit card, a low interest rate should be top priority. Make sure that the card doesn't have a high annual fee that offsets the low interest rate. Also remember to check both the intro apr and the standard rate.
Cash Back Business Credit Cards
Get cash back on all your credit card purchases with a card offering this feature. Get a percentage discount everywhere you use these cards. Does your current business credit card give you 5 - 10% back on all your business expenses?
Airline Miles Business Credit Cards
If you need to travel you should consider a credit card that offers travel rewards. You can earn free flights or other rewards. These cards offer rewards for either a certain airline or for most major airlines.
Balance Transfer Business Credit Cards
Do you owe money on your business credit card? You can transfer that balance to another credit card that offers a special balance transfer interest rate. For their introductory period you can get interest as low as 0%. After that period you could even transfer the balance to your old card.
A lot of the best business credit cards will offer a few of those features. Consider your priority of these features when comparing card offers. You don't necessarily need a card that has all of those features. Your business may only need a card that concentrates on one reward. Compare the best offers and then apply online for fastest approval. If you are paying too much for your current credit card Brett Ritchie Jersey , you want to start saving today.
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Looking into the Philippines' submission at the Arbitral Tribunal on the South China Sea, many confusing concepts aimed at denying China's historical rights have been found. But they only serve to expose the Philippines' ignorance and prejudice.
EXAMPLE ONE: INTERPRETING OUT OF CONTEXT
In its arbitration statement, the Philippines claimed that the United Nations Convention on the Law of the Sea (UNCLOS) has never mentioned historical rights.
The Philippines undoubtedly misinterpreted the content of the convention. In fact, many articles of the UNCLOS recognize the concepts of ""historic bays"" and ""historic waters.""
For example Esa Lindell Jersey , Article 15 of the convention states: ""The above provision does not apply, however, where it is necessary by reason of historic title or other special circumstances to delimit the territorial seas of the two States in a way which is at variance therewith.""
Some scholars believe that China's historical rights can be established from ""historic bays"" and ""historic waters"" in relevant articles of the UNCLOS.
Therefore, the UNCLOS offers strong support for China's stance Tyler Pitlick Jersey , but not on the contrary.
EXAMPLE TWO: IGNORING JUDICIAL PRECEDENTS
The Philippines claimed that the historical rights mentioned by China had been clearly denied and abolished by the UNCLOS makers, attempting to imply that none of historical rights should be included in the international law.
In fact, however, no rights could come into being instantly and those rights established in history undoubtedly should be respected by the international law.
Several precedents in judicial practices also reinforced the claim for historical rights. The most typical one was the fishery case between Britain and Norway in 1949 Devin Shore Jersey , which was related to historical rights.
The Norwegian royal family issued a decree in 1935, delimiting Norway's exclusive fishery area in accordance with Norwegian historical tradition, while Britain believed Norway's delimitation violated the international law and filed a law suit with an international court in 1949.
The court accepted the case as both Britain and Norway had agreed to accept the count's jurisdiction. In 1951, the court dismissed Britain's appeal and ruled that the Norwegian royal family's decree remained effective due to historical rights.
In addition Mattias Janmark Jersey , the continental shelf case between Tunisia and Libya, and the Gulf of Fonseca case between Salvador and Honduras, among others, dealt with historical rights.
Abundant judicial precedents have proven that ""historical rights"" have been a big factor in international judicial practices.
EXAMPLE THREE: ATTEMPTING TO MISLEAD THOSE CONFUSED
In its submission Radek Faksa Jersey , the Philippines said that China's Nine-Dash line in the South China Sea lacks a link to the history, claiming that China's historical rights were a new proposal it put forward in 2009.
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